Price in US dollars; the customer pays the exact USDC amount on Optimism to an address made for that order. 0.5% per payment, no monthly fee.
USDC is a dollar stablecoin issued by Circle and redeemable one to one for US dollars. It is common on Ethereum and its layer-2 networks, and on Solana. OP Mainnet is an Ethereum layer-2 with low fees.
Like USDT, a USDC payment keeps its dollar value from checkout to your balance. Many businesses prefer to hold USDC, so you can also convert incoming coins to it automatically.
From your store plugin, a payment link or one API call.
Converted at the live price once, when the order is created. It never changes afterwards.
A deposit address made for this order only, with a QR code on Optimism.
When the payment is credited (after 20 confirmations), your balance goes up and your system is told.
| Network | Credited | Payout network fee | Auto-convert |
|---|---|---|---|
| OptimismOP Mainnet | after 20 confirmations | 0.05 USDC | — |
Payout network fee: a flat fee per withdrawal to your own wallet, plus the 0.5% commission. Full pricing
Install a plugin, share a payment link, or call the API. The customer can also pick USDC on a hosted checkout page where you offer several coins.
// Your server: create a payment for an order
const res = await fetch('https://stablora.xyz/api/v1/payments', {
method: 'POST',
headers: { Authorization: `Bearer ${STABLORA_KEY}`,
'Content-Type': 'application/json' },
body: JSON.stringify({
reference: 'order-1042', amount: '49.90', currency: 'USD',
network: 'optimism', asset: 'USDC',
}),
});
const payment = await res.json();
// payment.amount: the exact USDC amount, locked for this order
// payment.depositAddress: a new address for this order only
// redirect the customer to https://stablora.xyz/pay/<payment.id>More in the help center.
Stablora credits it after 20 confirmations on Optimism. The checkout page shows the progress live, and you receive a signed payment.completed webhook the moment it is credited.
0.5% of each payment, with no monthly or setup fee. Withdrawing to your own wallet costs a 0.5% commission plus a flat network fee (0.05 USDC on Optimism).
If less arrives, the checkout asks for the rest before the order expires (you can accept small shortfalls with a tolerance in Settings). Anything above the amount due is recorded as an overpayment that you can refund.
The checkout shows the coin and network right next to the address. Coins sent on another network or in another coin are not credited automatically — for this page that means only USDC on Optimism.
USDC tracks the US dollar, so the dollar amount you invoiced is what lands in your balance, minus the fee. You can hold it or withdraw it to any wallet.
Free to start, 0.5% per payment. Try everything with test keys first.