Accept Tether (USDT) payments
Price in US dollars; the customer pays the exact USDT amount to an address made for that order. 0.5% per payment, no monthly fee.
- Credited
- 9 networks
- Fee per payment
- 0.5%, nothing monthly
- Price
- Locked per order
- Auto-convert
- Already a stablecoin
About Tether (USDT)
USD₮ is the most widely held stablecoin. Tether issues it to track the US dollar one to one, and it circulates on many blockchains at once.
Customers who keep their savings in USDT can pay without selling anything first, and you receive the dollar amount you invoiced, minus the 0.5% fee — no exposure to price swings.
How a USDT payment works
- 1You create an order in USD
From your store plugin, a payment link or one API call.
- 2The USDT amount is locked
Converted at the live price once, when the order is created. It never changes afterwards.
- 3The customer pays a fresh address
A deposit address made for this order only, with a QR code.
- 4You get a signed webhook
When the payment is credited, your balance goes up and your system is told.
USDT networks
| Network | Credited | Payout network fee | Auto-convert |
|---|---|---|---|
| EthereumERC-20 | after 12 confirmations | 4 USDT | — |
| ArbitrumArbitrum One | after 40 confirmations | 0.1 USDT | — |
| PolygonPolygon PoS | after 64 confirmations | 0.05 USDT | — |
| BNB ChainBEP-20 | after 15 confirmations | 0.2 USDT | — |
| OptimismOP Mainnet | after 20 confirmations | 0.05 USDT | — |
| AvalancheAvalanche C-Chain | after 20 confirmations | 0.1 USDT | — |
| TRONTRC-20 | once the block is solidified (≈19 blocks) | 2 USDT | — |
| TONTON jetton | once the masterchain includes the block | 0.3 USDT | — |
| SolanaSPL | at “finalized” commitment | 0.1 USDT | — |
Payout network fee: a flat fee per withdrawal to your own wallet, plus the 0.5% commission. Full pricing
Add USDT to your site
Install a plugin, share a payment link, or call the API. The customer can also pick USDT on a hosted checkout page where you offer several coins.
- A new deposit address for every order
- Signed webhooks and a status check before you ship
- Test keys with free testnet coins before going live
// Your server: create a payment for an order
const res = await fetch('https://stablora.xyz/api/v1/payments', {
method: 'POST',
headers: { Authorization: `Bearer ${STABLORA_KEY}`,
'Content-Type': 'application/json' },
body: JSON.stringify({
reference: 'order-1042', amount: '49.90', currency: 'USD',
network: 'tron', asset: 'USDT',
}),
});
const payment = await res.json();
// payment.amount: the exact USDT amount, locked for this order
// payment.depositAddress: a new address for this order only
// redirect the customer to https://stablora.xyz/pay/<payment.id>Questions about USDT
More in the help center.
How fast is a USDT payment confirmed?
It depends on the network: Ethereum 12 confirmations, Arbitrum 40 confirmations, Polygon 64 confirmations, BNB Chain 15 confirmations, Optimism 20 confirmations, Avalanche 20 confirmations, TRON once the block is solidified (≈19 blocks), TON once the masterchain includes the block, Solana at “finalized” commitment. The checkout shows the progress live and you receive a signed webhook when it is credited.
What does it cost to accept USDT?
0.5% of each payment, with no monthly or setup fee. Withdrawing to your own wallet costs a 0.5% commission plus a flat network fee per network (see pricing).
What if the customer sends too little or too much?
If less arrives, the checkout asks for the rest before the order expires (you can accept small shortfalls with a tolerance in Settings). Anything above the amount due is recorded as an overpayment that you can refund.
What if the customer uses the wrong network or coin?
The checkout shows the coin and network right next to the address. Coins sent on another network or in another coin are not credited automatically.
Do I carry price risk with USDT?
USDT tracks the US dollar, so the dollar amount you invoiced is what lands in your balance, minus the fee. You can hold it or withdraw it to any wallet.
USDT by network
Other coins
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LTC
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DOGEStart accepting USDT today
Free to start, 0.5% per payment. Try everything with test keys first.