BEP-20 · BNB Chain

Accept USDC BEP‑20 payments

Price in US dollars; the customer pays the exact USDC amount on BNB Chain to an address made for that order. 0.5% per payment, no monthly fee.

Credited
after 15 confirmations
Fee per payment
0.5%, nothing monthly
Price
Locked per order
Auto-convert
Already a stablecoin

About USD Coin (USDC)

USDC is a dollar stablecoin issued by Circle and redeemable one to one for US dollars. It is common on Ethereum and its layer-2 networks, and on Solana. BNB Chain is a low-fee EVM network that many customers use through Binance.

Like USDT, a USDC payment keeps its dollar value from checkout to your balance. Many businesses prefer to hold USDC, so you can also convert incoming coins to it automatically.

How a USDC BEP-20 payment works

  1. 1
    You create an order in USD

    From your store plugin, a payment link or one API call.

  2. 2
    The USDC amount is locked

    Converted at the live price once, when the order is created. It never changes afterwards.

  3. 3
    The customer pays a fresh address

    A deposit address made for this order only, with a QR code on BNB Chain.

  4. 4
    You get a signed webhook

    When the payment is credited (after 15 confirmations), your balance goes up and your system is told.

Network details

NetworkCreditedPayout network feeAuto-convert
BNB ChainBEP-20after 15 confirmations0.2 USDC—

Payout network fee: a flat fee per withdrawal to your own wallet, plus the 0.5% commission. Full pricing

Add USDC BEP-20 to your site

Install a plugin, share a payment link, or call the API. The customer can also pick USDC on a hosted checkout page where you offer several coins.

  • A new deposit address for every order
  • Signed webhooks and a status check before you ship
  • Test keys with free testnet coins before going live
create-payment.js
// Your server: create a payment for an order
const res = await fetch('https://stablora.xyz/api/v1/payments', {
  method: 'POST',
  headers: { Authorization: `Bearer ${STABLORA_KEY}`,
             'Content-Type': 'application/json' },
  body: JSON.stringify({
    reference: 'order-1042', amount: '49.90', currency: 'USD',
    network: 'bnb', asset: 'USDC',
  }),
});
const payment = await res.json();
// payment.amount: the exact USDC amount, locked for this order
// payment.depositAddress: a new address for this order only
// redirect the customer to https://stablora.xyz/pay/<payment.id>

Questions about USDC BEP-20

More in the help center.

How fast is a USDC BEP-20 payment confirmed?

Stablora credits it after 15 confirmations on BNB Chain. The checkout page shows the progress live, and you receive a signed payment.completed webhook the moment it is credited.

What does it cost to accept USDC BEP-20?

0.5% of each payment, with no monthly or setup fee. Withdrawing to your own wallet costs a 0.5% commission plus a flat network fee (0.2 USDC on BNB Chain).

What if the customer sends too little or too much?

If less arrives, the checkout asks for the rest before the order expires (you can accept small shortfalls with a tolerance in Settings). Anything above the amount due is recorded as an overpayment that you can refund.

What if the customer uses the wrong network or coin?

The checkout shows the coin and network right next to the address. Coins sent on another network or in another coin are not credited automatically — for this page that means only USDC on BNB Chain.

Do I carry price risk with USDC?

USDC tracks the US dollar, so the dollar amount you invoiced is what lands in your balance, minus the fee. You can hold it or withdraw it to any wallet.

USDC on other networks

Other coins

Start accepting USDC BEP-20 today

Free to start, 0.5% per payment. Try everything with test keys first.