Polygon PoS · Polygon

Accept USDT on Polygon payments

Price in US dollars; the customer pays the exact USDT amount on Polygon to an address made for that order. 0.5% per payment, no monthly fee.

Credited
after 64 confirmations
Fee per payment
0.5%, nothing monthly
Price
Locked per order
Auto-convert
Already a stablecoin

About Tether (USDT)

USD₮ is the most widely held stablecoin. Tether issues it to track the US dollar one to one, and it circulates on many blockchains at once. Polygon PoS is an EVM network with fees of a cent or less.

Customers who keep their savings in USDT can pay without selling anything first, and you receive the dollar amount you invoiced, minus the 0.5% fee — no exposure to price swings.

How a USDT on Polygon payment works

  1. 1
    You create an order in USD

    From your store plugin, a payment link or one API call.

  2. 2
    The USDT amount is locked

    Converted at the live price once, when the order is created. It never changes afterwards.

  3. 3
    The customer pays a fresh address

    A deposit address made for this order only, with a QR code on Polygon.

  4. 4
    You get a signed webhook

    When the payment is credited (after 64 confirmations), your balance goes up and your system is told.

Network details

NetworkCreditedPayout network feeAuto-convert
PolygonPolygon PoSafter 64 confirmations0.05 USDT—

Payout network fee: a flat fee per withdrawal to your own wallet, plus the 0.5% commission. Full pricing

Add USDT on Polygon to your site

Install a plugin, share a payment link, or call the API. The customer can also pick USDT on a hosted checkout page where you offer several coins.

  • A new deposit address for every order
  • Signed webhooks and a status check before you ship
  • Test keys with free testnet coins before going live
create-payment.js
// Your server: create a payment for an order
const res = await fetch('https://stablora.xyz/api/v1/payments', {
  method: 'POST',
  headers: { Authorization: `Bearer ${STABLORA_KEY}`,
             'Content-Type': 'application/json' },
  body: JSON.stringify({
    reference: 'order-1042', amount: '49.90', currency: 'USD',
    network: 'polygon', asset: 'USDT',
  }),
});
const payment = await res.json();
// payment.amount: the exact USDT amount, locked for this order
// payment.depositAddress: a new address for this order only
// redirect the customer to https://stablora.xyz/pay/<payment.id>

Questions about USDT on Polygon

More in the help center.

How fast is a USDT on Polygon payment confirmed?

Stablora credits it after 64 confirmations on Polygon. The checkout page shows the progress live, and you receive a signed payment.completed webhook the moment it is credited.

What does it cost to accept USDT on Polygon?

0.5% of each payment, with no monthly or setup fee. Withdrawing to your own wallet costs a 0.5% commission plus a flat network fee (0.05 USDT on Polygon).

What if the customer sends too little or too much?

If less arrives, the checkout asks for the rest before the order expires (you can accept small shortfalls with a tolerance in Settings). Anything above the amount due is recorded as an overpayment that you can refund.

What if the customer uses the wrong network or coin?

The checkout shows the coin and network right next to the address. Coins sent on another network or in another coin are not credited automatically — for this page that means only USDT on Polygon.

Do I carry price risk with USDT?

USDT tracks the US dollar, so the dollar amount you invoiced is what lands in your balance, minus the fee. You can hold it or withdraw it to any wallet.

USDT on other networks

Other coins

Start accepting USDT on Polygon today

Free to start, 0.5% per payment. Try everything with test keys first.